Possible applications

What would happen if we start to stream money?

• Getting paid by the second (pay on demand)​, no more waiting for payday.

• Pay for membership, rent, leasing, any pay per use. Work without working capital or without waiting for payments​

• Forget recurring payments and deadlines​

• Maximize capital efficiency (redirecting “spare” capacity to an investment pool, adjusting flows to get the optimal outcome)

• Visualize your realtime balance (netting in real time incoming and outgoing flows)​

• Reinventing Funding, credit and borrowing​ (constant stream of lending instead of lump sum, the lender can close a stream if some conditions are no longer valid or satisfied).

• Revolutionize “pay now buy later”, installments payments, direct debits

• DCAing into a position every second, using your available or spare net cashflow​

• Distribute royalties to the owners​ (music streaming payments etc)

• Spend your yields without touching the principal (*)​

• Automatically optimize your available flows (directing them to saving, investing etc)​

• Not just payments, Stream Pay can stream assets, property rights, royalties etc (revolutionize mortgages etc)

• CBDC is coming! Streaming would be perfect to pay salaries, pensions, create opportunities and would give a sense to CBDC

• AUto compounding in real time, achieve financial goals faster and be money-aware.